Question 1

What is HDV?

Accepted Answer

HDV (iShares Core High Dividend ETF) is a dividend-focused ETF managed by BlackRock. It tracks the Morningstar Dividend Yield Focus Index, investing in approximately 75 financially healthy US large-cap stocks with high dividend sustainability. Launched in 2011, it has an expense ratio of just 0.08%.

Question 2

How often does HDV pay dividends?

Accepted Answer

HDV pays dividends quarterly (every 3 months). Payments are typically made in March, June, September, and December, with exact dates announced each quarter.

Question 3

What is HDV's dividend yield?

Accepted Answer

HDV's dividend yield typically ranges from 3.0% to 3.5%. This is higher than the S&P 500 average (~1.5%) and reflects its focus on quality high-dividend stocks screened by Morningstar.

Question 4

What is the difference between HDV and VYM?

Accepted Answer

HDV holds approximately 75 stocks with Morningstar quality screening, while VYM diversifies across 400+ stocks. HDV focuses on dividend sustainability and financial health, while VYM emphasizes high current yield. HDV has a 0.08% expense ratio vs VYM's 0.06%.

Question 5

How does HDV select its stocks?

Accepted Answer

HDV uses Morningstar's rigorous quality screening process. Stocks are selected based on economic moat (competitive advantage), dividend sustainability, and dividend yield. This methodology aims to minimize dividend cut risk by focusing on financially healthy companies.

Question 6

What is DRIP (Dividend Reinvestment)?

Accepted Answer

DRIP (Dividend Reinvestment Plan) automatically uses your dividends to purchase additional shares. This maximizes the compounding effect and can significantly accelerate portfolio growth over the long term.

Question 7

What are the taxes on HDV dividends?

Accepted Answer

For US investors, qualified dividends are taxed at preferential rates (0%, 15%, or 20% depending on your income bracket). For international investors, a 15-30% withholding tax may apply depending on tax treaties with the US.

Question 8

How accurate are the simulation results?

Accepted Answer

This calculator provides projections based on historical data and assumptions. Actual returns may vary due to market conditions, exchange rate fluctuations, and dividend policy changes. Please consult a financial advisor before making investment decisions.

HDV Dividend Calculator – Estimate Your Quality Dividend Income

HDV Dividend Calculator Inputs

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